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SBA 504 Loan Interest Rates

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October 2023

25-Year Fixed Rate Standard:
7.221%

25-Year Fixed Rate Refinance:
7.238%

20-Year Fixed Rate Standard:
7.276%

Estimated 20-Year Fixed Rate Refinance:
7.290%

Estimated 10-Year Fixed Rate Standard:
7.052%

Estimated 10-Year Fixed Rate Refinance:
7.074%

Official monthly SBA 504 effective interest rate tables can be found at 鹰 Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

 

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